0% APR Representative

Finance is subject to status, conditions apply. Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

Terms & Conditions

• Finance is subject to status and available only to persons aged 18 or over
• Minimum purchase level is £1500 on all eligible products
• Minimum duration of finance agreement is 6 months, maximum loan duration 24 months
• Clearance, ex-display and discounted sale products are excluded from finance
• Full written details are available on request

To be eligible for consideration for Finance facilities, you must: 

• have two forms of appropriate identification
• be in permanent paid employment or retired and receiving a pension, or be a houseperson with a partner in permanent paid employment or be self employed
• be a resident in the UK (or a British Crown Dependency if approved by Hitachi Capital) for a minimum of 12 months
• be able to provide acceptable proof of address (except where the goods and/or services are to be delivered to their residential address) and proof of signature
• be able to pay the interest free loan in regular instalments by Direct Debit 
• be purchasing the goods and/or services for personal use and not for business use

Permanent paid employment is classed as an occupation where the Customer is working more than 16 hours per week; this also includes someone who is in receipt of a permanent pension or personal benefit, e.g. an invalidity or incapacity benefit.

Who is not eligible for Hitachi Capital finance? 

The following applicants would not be eligible for Hitachi Capital finance: 
• Unemployed people
• Temporary / Agency workers
• Childminders working from home, unless they have a registered child minding business
• Foster carers (with no other paid employment) are not acceptable unless partner/spouse is in permanent employment (16 hours per week minimum)
• Students (other than trainee nurses and doctors) even if working 16 hours or more per week
• Supply teachers (unless the applicants fixed term contract expires after the end of the term of the agreement)

If you have any further questions, please do not hesitate to contact our Bathroom Showroom team in Lewes on 01273 479956 or Kitchen Showroom team 01273 420364.